Temporary Health Insurance Coverage in Colorado
Here is a quick and easy way to protect you and your family from the financial hardship of unexpected illness and injuries with the nation’s leading temporary health insurance plan from Assurant Health. Temporary health insurance plans are major medical plans that expressly do not cover pre-existing conditions.
Temporary (sometimes also called “Short Term”) health insurance plans can be a great option if you have a short period in which you need to bridge coverage between your old plan and a new one.
Short Term medical coverage can be a good solution if you are:
- Between Jobs
- Waiting for Employer Group Coverage
- A Recent College Graduate
- A Temporary or Seasonal Employee
- A Dependant No Longer Covered by Parents Plan
- On-Strike, Laid-Off, or a Terminating Employee
The secure online application only takes a few short minutes to complete and then you can be protected as early as 12:01AM tomorrow. You can specify coverage for anywhere between 30 and 185 days or you can auto-renew monthly for up to 6 months.
Get a free, no-obligation instant quote and more details about this affordable and flexible temporary medical insurance plan from Assurant Health.

Assurant’s Short Term Medical Plan:
- One deductible, per policy period
- One family deductible
- $2 Million lifetime maximum
- Prescription drug coverage
- Air/ambulance coverage
- Optional AME benefit pays first, be, before any deductible or co-insurance
- Exact number of days, up to 180 days in Colorado
Other Short Term Medical Plans Often Have:
- Per cause deductibles
- One deductible for each person
- $1 million lifetime maximum
- Limited prescriptions
- Limited Ambulance coverages
- AME usually not available on other STM plans
- Usually whole months of coverage only
Get a free, no-obligation instant quote and more details about this affordable and flexible temporary medical insurance plan from Assurant Health.
Note:Plan overviews are for the standard Short Term Medical plan and not for the HealthSaver Limited Benefit plan which has reduced benefits. Any overviews presented are intended to provide a brief outline of coverage. All terms and conditions of coverage, including benefits and exclusions, are contained in the Policy Certificate, which shall control in the event of a conflict with this overview.
*Best Price Guarantee: Because health insurance rates are filed with and regulated by the Colorado Division of Insurance, you won’t find the plans we sell offered for less anywhere else. If you buy from Colorado Health Insurance Brokers, another agent or directly from the health insurance company, you’ll pay the same monthly premium for the same plan.