The HSA plan covers 100% of nationally recommended preventive services — with no HSA deductions or other out-of-pocket costs to you in-network.
Pay for non-preventative health care using 100% tax deductible funds you contribute to your optional HSA. You can use your Health Savings Account account to pay for out of pocket medical care like office visits, tests, prescriptions, etc. By visiting Anthem PPO providers you get the pre-negotiated PPO discounted rates on covered expenses to help you save money even before your deductible is met.
If you have a year where you meet the plan deductible, with the Lumenos HSA 100% coinsurance option, all remaining in-network covered expenses for the year are fully covered up to the plans $2 million lifetime benefit.
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Advantages of the Lumenos HSA Plans:
Enjoy tax savings. The dollars you contribute to your HSA are 100% tax deductible, so you lower your taxes while using pre-tax money to pay for covered medical services.
Unused HSA funds roll over from year to year. Save dollars you don’t use this year and use them to help reduce out-of-pocket expenses you might have in future years — even in retirement.
Access financial data about their HSA accounts through the Lumenos online health site; and you can call toll-free for assistance, 24/7, on questions ranging from medical to taxes.
Enjoy the convenience of having both an HSA debit card and checkbook to pay for covered expenses.
