Lumenos HIA Plans - Revolutionizing Health Care Lumenos, by Anthem Blue Cross Blue Shield, was founded on the principle that health plans should care about health. Lumenos' gives its clients Health Incentive Accounts, along with information, services and incentives to maintain and improve their health. All Lumenos plans start with certain healthy ideas: It's your health; you should control some of the money.       Your health plan should make it easy for you to do the right things.       Your health plan should pay for care that keeps you healthy, even when you're not sick.  No one should get between you and your doctor.

1 of 6