Anthem Blue Cross Blue Shield’s new SmartSense plans offer solid coverage for essential health care services, at some of our lowest monthly rates. You can choose from a wide range of deductibles and pricing options designed to be affordable.
SmartSense offers immediate benefits with $30 copays for the first three doctor visits (so you don’t have to meet your plan’s deductible first) per person per year and then just 30% for any addtional doctor visits. Federally mandated adult and child covered preventative care benefits are free, in-network, as per the policy.
SmartSense also gives you a choice of comprehensive or lower cost generic-only prescription drug coverage. The SmartSense plan offers 4 deductible options plus 70/30 coinsurance with a $3500 coinsurance out of pocket maximum, with up to 2 per family annually. in-network. Anthem’s SmartSense health insurance plan uses the nationwide Blue Cross Blue Shield PPO network and an unlimited lifetime maximum benefit.
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Anthem Blue Cross Blue Shield’s PPO network in Colorado has over 9,700 providers, along with 70 hospitals. Plus, Anthem is the only health insurance company in Colorado that offers network access in all 50 states through the BlueCard program. The BlueCard network includes 90 percent of all doctors and 80 percent of all hospitals. It also includes providers worldwide, so you can be protected nearly wherever you go.
Anthem Blue Cross Blue Shield of Colorado SmartSense Literature
Anthem SmartSense for Colorado Brochure (198Kb pdf file) – full details on Anthem’s copays for doctor visits, prescription medications, coverage for hospitalization, surgery, home health care, home health care and more.
Anthem SmartSense Upgraded Rx – Colorado Health Plan Description (196Kb pdf file) – legal description of the Anthem SmartSense with Upgraded Prescription Benefits.
Anthem SmartSense Standard Rx – Colorado Health Plan Description (196Kb pdf file) – legal description of the Anthem SmartSense with Standard Prescription Benefits.
Anthem Preventative Care Benefits (85Kb pdf file) – Explains how preventative benefits work and that many benefits are completely free, in-network, as per the policy.
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* Best Price Guarantee: Because health insurance rates are filed with and regulated by the Colorado Division of Insurance, you won’t find the plans we sell offered for less anywhere else. If you buy from Colorado Health Insurance Brokers, another agent or directly from the health insurance company, you’ll pay the same monthly premium for the same plan.