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Lumenos Health Incentive Account (HIA) Plans by Anthem Blue Cross Blue Shield of Colorado

Anthem Blue Cross Blue Shield of Colorado

Anthem Blue Cross and Blue Shield introduced an innovative and affordable health insurance product with their Lumenos Consumer Driven Health Plans plans.

Anthem’s 2 Lumenos Health Incentive Account plans (HIA Plus and HIA) encompass integrated consumer-driven health care featuring:

  • A Health Incentive Account to help pay for first dollar costs for your medical care and prescriptions.
  • Health Incentive Account can be funded by:
    – Your Healthy Behavior (HIA Plus and HIA Plans)
    – Anthem’s Quarterly Contributions (HIA Plus Plan Only)
  • Full Coverage for Many Preventive Care Benefits* for adults and children.
  • Traditional health insurance coverage to help cover additional expenses.

Lumenos HIA Plus Product Literature

Lumenos HIA Product Literature

Securely apply online with Anthem:
  • Apply Online (credit card required for initial month’s premium payment): This is the easiest and fastest way to apply. Click here to apply online

* Best Price Guarantee: Because health insurance rates are filed with and regulated by the Colorado Division of Insurance, you won’t find the plans we sell offered for less anywhere else. If you buy from Colorado Health Insurance Brokers, another agent or directly from the health insurance company, you’ll pay the same monthly premium for the same plan.