≡ Menu

Temporary Health Insurance Coverage in Colorado

Temporary or “Short Term” health insurance is a quick and easy way to protect you and your family from the financial hardship of unexpected illness and injuries.

Temporary health insurance plans expressly do not cover pre-existing conditions and are not considered Minimum Essential Coverage under the Affordable Care Act, so you could be subject to tax penalties. However, if the lapse in ACA qualified coverage is less than 2 months then there should be no tax penalty.

Temporary health insurance plans can be a quick and affordable option if you can’t get other coverage or have a short period to bridge coverage between an old and new plan.

Get a free, no-obligation instant quote and more details about this affordable and flexible temporary medical insurance plan from IHC.

Short Term medical coverage can be a good solution if you are:

  • Can’t Get Other Coverage After Open Enrollment Closes
  • Between Jobs
  • Waiting for Employer Group Coverage
  • A Recent College Graduate
  • A Temporary or Seasonal Employee
  • A Dependent No Longer Covered by Parents Plan
  • On-Strike, Laid-Off, or a Terminating Employee

The secure online application only takes a few short minutes to complete and then you can be protected as early as 12:01AM tomorrow.

Get a free, no-obligation instant quote and more details about this affordable and flexible temporary medical insurance plan from IHC.

You can specify the effective date and either purchase coverage that renews month to month or get coverage for a specific number of days.  If you select the month to month option you can keep the coverage for up to a maximum of six months.

View all IHC’s temporary plan options with deductibles that range from $1000 to $5000 and compare costs online.  If you have pre-existing conditions or need coverage for longer than 90 days please request a Free Personal Quote.

Note: Any overviews presented are intended to provide a brief outline of coverage. All terms and conditions of coverage, including benefits and exclusions, are contained in the Policy Certificate, which shall control in the event of a conflict with this overview.

*Best Price Guarantee: Because health insurance rates are filed with and regulated by the Colorado Division of Insurance, you won’t find the plans we sell offered for less anywhere else. If you buy from Colorado Health Insurance Brokers, another agent or directly from the health insurance company, you’ll pay the same monthly premium for the same plan.