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Temporary Health Plans

In an effort to provide stronger protection for Colorado’s individual health insurance markets, the Division of Insurance ruled that Temporary health insurance policies must be guarantee issue and cover Essential Health Benefits, as of April 1st, 2019. Due to these changes, the health insurance companies that sold temporary health insurance no longer offer temporary health insurance in Colorado.

However, Aliera Healthcare is a Health Sharing Ministry (HSM) that offers
InterimCare plans that can provide a quick and easy way to help protect you and your family from the financial hardship of unexpected illness and injuries.

Aliera’s InterimCare plans are NOT health insurance. Aliera Healthcare’s plans are open to people of all faithsThe coverage is guarantee issue, but it does NOT cover pre-existing conditions.

Aliera Healthcare’s InterimCare plans give you the security and comfort of quality cost efficient healthcare and a national PPO network.  The InterimCare plans includes free unlimited Telemedicine services providing the convenience of accessing a doctor 24/7/365, which means less time waiting in doctor’s offices or having to miss work. 

In addition to the free in-network preventative care visit, each the Plus and Premium InterimCare plans also include coverage for a consult fee for primary care “sick visits” and a consult fee for Urgent Care.  The plans have a $1,000,000 Lifetime Maximum Limit.   The plan that I suggest is the InterimCare Premium plan with the $5000 maximum out of pocket. You can see all the plan options and the pricing in the InterimCare plan brochure.  

Click here to look up PHCS Multiplan PPO network providers for the IntermCare plan.  

The InterimCare plans tend to be very extremely attractive to healthier individuals and families.   Aliera Healthcare will not deny coverage to anyone.  However, to keep the prices low, the InterimCare plans have a 24 month waiting period for pre-existing conditions. See the InterimCare Member Guide for more details on coverage, limitations and exclusions.


To get a free online quote and/or to securely apply online, follow the link to securely apply online.  Simply select the desired InterimCare plan and click the “Enroll Now” button.  Please be sure to use that specially encoded link which will automatically identify us as your Agent. The enrollment process is very simple and should take no more than 10 minutes.

Aliera InterimCare coverage can help if you are:

  • Can’t Get Other Coverage After Open Enrollment Closes
  • Between Jobs
  • Waiting for Employer Group Coverage
  • A Recent College Graduate
  • A Temporary or Seasonal Employee
  • A Dependent No Longer Covered by Parents Plan

Get a free, no-obligation instant quote and more details about this affordable and flexible InterimCare plan from Aliera Healthcare.