Colorado Health Insurance Brokers serves businesses across Colorado placing group health insurance with all major carriers, including:
- Anthem Blue Cross Blue Shield
- Kaiser Permanente
- Rocky Mountain Health Plans
Whether you want to shop your existing employer sponsored group health insurance plan or set up a brand new plan, shopping for group health insurance coverage has never been easier. Business insurance plans can be established all year long, so it’s never to early or late to shop for new health insurance for your company.
Colorado Health Insurance Brokers offers a Best Price Guarantee on Small Group health insurance plans, for employers with 2-99 employees enrolling.
Below Market Pricing for Select Groups
The Affordable Care Act requires that small groups (2-99 enrollees) be priced according to “community rating”, i.e. standard pricing according to demographics with no discounts for healthier groups. However, an exception in the law lets Colorado Health Insurance Brokers find better rates for healthier small groups through Level Funded Self Insured Plans. Inquire to see if your group might qualify.
Maximizing Tax Advantages
We can help you maximize the tax advantages of group insurance by guiding you in the process of setting up a Section 125 cafeteria plan (also called Premium Only Plan, or POP). This extends the preferred tax treatment of your premiums (and your employees’ portion of the premiums) to federal, state, local, FICA, and Medicare taxes. (We can help with your choices, but please check with your professional accounting staff for the specifics of the tax implications for your organization.)
To qualify for a group insurance plans, your organization must:
- Have at least two employees (at 30+ hours per week), with one of the employees having no ownership interest. Please note that a married couple does not qualify as a group, in itself.
- Offer the plan to all employees who work at least 30 hours per week.
- Pay a portion of the premium (of the lowest cost option) for each employee enrolling that may be based off a flat rate or a percentage of premium.
- Be domiciled in Colorado.
Be confident you are getting the best value with group health insurance quotes available from leading group health insurance carriers in Colorado. Get a FREE Group Health Insurance Quote
Colorado Health Insurance Brokers are experienced professionals in the group health insurance field committed to helping you find the best value on employer sponsored group health insurance benefits. Your business will save time and money while enjoying outstanding personal service that will help keep you and your employees happy and productive.
- Reduce Costs and Enhance Your Company’s Competitive Edge
- Experience greater retention of your best people
- Attract and retain high quality employees
- Reduce hiring and training costs
- Guarantee issue regardless of health issues
Follow the link to get a FREE Group Health Insurance Quote now. Sole Employee? Get a Group of One Health Insurance Quote online or call Colorado Health Insurance Brokers at 303.456.7967 or 800.416.4481.
*Best Price Guarantee – Small group (2-49 Employees) health insurance premiums are filed with and regulated by the Colorado Division of Insurance. If you get your traditional small group plan through Colorado Health Insurance Brokers, through another agent/broker or directly from the health insurance company, you’ll pay the same monthly premium for the same plan. Enjoy the convenience and personal service of getting a health insurance plan through Colorado Health Insurance Brokers and rest assured that you’re getting the best available price.
If you are self employed and looking for information on “Group of One” coverage please visit our Self Employed Health Insurance page for more information.