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Guaranteed Lowest Rates on Health Insurance in ColoradoColorado Health Insurance Brokers is the #1 resource for personal service, 2015 health insurance quotes and side by side benefit comparisons of the most popular plans from Colorado’s top health insurance companies.

Colorado Health Insurance Brokers are certified producers of Connect for Health Colorado and are your local experts on ObamaCare plans.  Our experienced agents will help you find the plan that’s right for you.  And there is absolutely no charge or mark up for our services.

Colorado Health Insurance Brokers works with every major health insurance company in Colorado providing you with more local carriers and plan options than e-healthinsurance!

Colorado Health Insurance Companies

View instant online quotes or fill out a free expert quote recommendation request and Colorado Health Insurance Brokers will personally review plans from Colorado’s top rated health insurance carriers like Anthem Blue Cross Blue Shield, Cigna, Colorado HealthOP, Humana, Kaiser, Rocky Mountain Health Plans, United Healthcare and many more.  We’ll work to help you find the right plan at the guaranteed best price.

Our services are provided at NO COST or mark up to our clients, so Colorado Health Insurance Brokers Saves You Time AND Money!  We can help you during the 2015 open enrollment season or get coverage with a qualifying event during a special enrollment period.

Health Insurance Solutions for Individuals, Families & Small Businesses
It is our personal service and understanding of the Colorado health insurance market that our hundreds of satisfied customers value most. Whether you are a small business owner wanting to set up an employer sponsored group health insurance plan or an individual wanting to get coverage for yourself or your family, we want to learn about your personal situation and your likes and dislikes so we can help you find the exact right plan, as well as any tax subsidies you might be eligible for.

Right Now is a Great Time to Shop and Save
Under the Affordable Care Act (ACA or ObamaCare), health insurers must insure everyone regardless of pre-existing conditions and most Americans are required by law to have health insurance or be subject to escalating tax penalties.

Customer Satisfaction is Our Number One Priority
Colorado Health Insurance Brokers are independent local brokers which means that making YOU happy is our only objective.  Get an instant quote or allow us to research your options and email you a custom personalized quote, so you can review your health insurance quotes at your convenience. Or give us a call for a free Colorado health insurance quote: (303) 456-7967 or toll free at (800) 416-4481.

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7.5 Million Hit by IRS Tax Penalties in 2014August 3rd, 2015 – 7.5 million Americans received an unwelcome surprise from the IRS for the 2014 tax year, in the form of a tax penality for not having Affordable Care Act compliant health insurance.  About 12 million Americans were exempt from IRS fines because their income was too low or they were Native Americans.

Of the 2.7 million taxpayers who received an advance premium tax credit to reduce the monthly cost of their health insurance, about half wound up owing the IRS money, because their actual income was greater than the income estimates they used when applying for the federal tax subsidies.

In 2015, the penalties are double that of 2014 and are 2% of household income above the tax filing threshold ($10,150 for an individual) up to a maximum of $975.

In 2016, the tax penalties for not having an ACA compliant health insurance plan go up substantially.  The penalty increases sharply to 2.5% of household income up to a maximum of $2085.

Of course, the financial risks of going without health insurance are substantially higher than the tax penalties.  The Washington Post reported that a man in San Diego was charged $153,000 for healthcare expenses after being bitten by a rattlesnake.

If need a  larger incentive to get health insurance, as well as to eat well and exercise regularly, according to an article by the National Business Group on Health, the total cost (including direct and indirect costs) of a severe heart attack is $1,000,000. The direct costs make up the majority of the costs and should be covered by health insurance.  Indirect costs include time off work and lost productivity. The average cost of a more mild heart attack is about $760,000, including both direct and in-direct costs.