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Guaranteed Lowest Rates on Health Insurance in ColoradoColorado Health Insurance Brokers is the #1 resource for personal service, instant quotes and side by side benefit comparisons of the most popular plans from Colorado’s top health insurance companies.

Colorado Health Insurance Brokers is fully certified on Colorado’s exchange and are your local experts on ObamaCare plans.  Our experienced agents will help you find the plan that’s right for you.  And there is absolutely no charge or mark up for our services.

Colorado Health Insurance Brokers works with every major health insurance company in Colorado providing you with more local carriers and plan options than e-healthinsurance!

Colorado Health Insurance Companies

View instant online quotes or fill out a free expert quote recommendation request and Colorado Health Insurance Brokers will personally review plans from Colorado’s top rated health insurance carriers like Anthem Blue Cross Blue Shield, Cigna, UnitedHealthOne, Humana, Kaiser and many more. We’ll work to help you find the right plan at the guaranteed best price.

Our services are provided at NO COST or mark up to our clients, so Colorado Health Insurance Brokers Saves You Time AND Money!  We can help you during open enrollment or get coverage with a qualifying event during a special enrollment period.

Health Insurance Solutions for Individuals, Families & Small Businesses
It is our personal service and understanding of the Colorado health insurance market that our hundreds of satisfied customers value most. Whether you are a small business owner wanting to set up an employer sponsored group health insurance plan or an individual wanting to get coverage for yourself or your family, we want to learn about your personal situation and your likes and dislikes so we can help you find the exact right plan.

Right Now is a Great Time to Shop and Save
The Affordable Care Act (ACA or ObamaCare) went into effect on January 1st, 2014. Health insurers now have to insure everyone regardless of pre-existing conditions and most Americans are required to have health insurance or be subject to escalating tax penalties.

Customer Satisfaction is Our Number One Priority
Colorado Health Insurance Brokers are independent local brokers which means that making YOU happy is our only objective.  Get an instant quote or allow us to research your options and email you a custom personalized quote, so you can review your health insurance quotes at your convenience. Or give us a call for a free Colorado health insurance quote: (303) 948-2244 or toll free at (866) 488-1339.

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Open Enrollment Closed. Now What?April 3rd, 2014 – Open enrollment both on and off the exchange closed on March 31st and will not re-open until November 15th, 2014.

People who are still waiting for a Medicaid Determination can still enroll through May 30th.

After April 15th, people may be able to shop for a new plan or change their existing plan if they have a qualifying event.   Acceptable qualifying events for ObamaCare compliant health insurance plans appear to differ somewhat on-exchange and off-exchange and may even differ from one carrier to the next.

Below is a list from Connect for Health Colorado of examples of Life Change Events that can help you get new coverage or change existing coverage.

Events that allow CURRENT customers to shop for a NEW plan or CHANGE an existing plan:

  • Marriage or civil union
  • Birth or adoption
  • Change of American Indian/Alaska Native status
  • Change of residence(if moving out of a service area)
  • Gain or loss of eligibility for the tax credit or cost sharing reduction
  • Incorrect or inappropriate enrollment NOT due to a customer error
  • A customer demonstrates that their health plan has substantially violated a provision of its contract

Events that allow NEW customers to SHOP for a health plan:

  • Loss of minimum essential coverage
  • Employer-sponsored coverage becomes unaffordable
  • Gain of Citizenship or Immigration status
  • Change in incarceration status
  • Moved to Colorado
  • A customer demonstrates that their health plan has substantially violated a provision of its contract

Events that allow current customers to UPDATE their current plan only:

  • Removal of dependent due to divorce/annulment/separation
  • Removal of dependent due to child age out(dependent turns 26)
  • Removal of dependent due to death

Please note that you can apply up to 30 days before the qualifying event and no more than 60 days after the qualifying event (counting the day of the qualifying event as one of the 60 days), so timing is everything.  Let us help you evaluate your plan options available both on and off the Connect for Health Colorado Exchange.