Child Only Health Insurance in Colorado

Due to a recent change in law, children can no longer be denied health insurance for individual/family plans in Colorado.   As long as you have one insurable adult any child can get insurance as a dependent on the adults policy.  However, for child only plans it is more complicated.

What is a child only plan? A child only plan is one in which there are no insured parents on the policy.  It may have one or more related children on the policy.

Child only plans are only available twice a year during open enrollment. For 2011, child only open enrollment applications must be submitted to insurance companies in the month of August.  In some cases (like with Kaiser) the actual effective dates for coverage may be as far out as October 1st, 2011.  The next open enrollment periods will be January 1st, 2012 and July 1st, 2012.

Uninsured and need coverage until open enrollment? Follow the links below to get an instant quote and securely apply online for child-only health insurance for children aged 2-18. Choose from traditional temporary plans or new daily deductible plans with a 100% coverage option.  The insurance is provided by HPA, who has provided innovative health care solutions for over 70 years, meeting the needs of our customers with integrity and value.

Temporary health insurance plans are quick and easy to get and you can keep the plan up to 6 months, but they do not cover pre-existing conditions, physicals or school sports injuries.   Please see the Certificate for a complete list of the policy’s coverage and exclusions.