Medicare Supplemental Health Insurance
Medicare is federal health insurance for people 65 years or older and for those who are eligible due to a disability. The Social Security Administration recommends that you apply for Medicare Part’s A and B three months before you’d like your benefits to begin. You will typically receive Medicare Part’s A and B enrollment information in the mail directly from the Social Security Administration, but if you don’t you’ll want to call them at 1-800-772-1213.
Medicare Part A is your hospital insurance coverage. Medicare Part B is your medical insurance that cover’s doctor bills and office visits. While basic Medicare (Part’s A and B) covers many of your health costs please note that they do not cover everything.
If you’re a Medicare beneficiary looking for coverage to fill in the gaps for Medicare Part A and Part B, you’ve come to the right place. Here you’ll find a choice of supplemental or “Medigap” coverage options at competitive rates to help fill those gaps.
Confused by all the options? Fill out a Personalized Medicare Quote Request and we’ll be happy to explain all the options and send your a quote for you to review at your convenience. To complete your coverage needs, we can also assist you in finding the right Medicare Part D plan, which provides prescription drug benefits.
Anthem Blue Cross Blue Shield is one of the leading providers of Medicare Supplement coverage in Colorado. Anthem’s Medicare Supplement plans come with the Anthem tradition of service, value and financial strength that has made their name a household word. Anthem’s Medicare Supplement or “Medigap” plans are available in five standardized plan designs: A, B, F, I and J. All plans provide government-prescribed Basic Benefits, which include:
Basic Benefits
- Hospitalization: Part A coinsurance for the 61st through the 150th day plus 100% coverage for 365 additional days after Medicare hospital benefits end
- Doctor bills and outpatient services: Medicare Part B coinsurance (the 20% of eligible expenses not paid by Medicare) after the Part B deductible ($135 in 2009) is met
- Blood: The first three pints of blood each year
Plan A Benefits
- Basic Benefits as described above
Plan B Benefits
- Basic Benefits as described above
- Part A deductible ($1,068 in 2009)
Plan F Benefits (Most Popular)
- Basic Benefits as described above
- Part A deductible ($1,068 in 2009)
- Skilled nursing care coinsurance for up to 100 days
- Part B deductible ($135 in 2009)
- 100% of Part B excess charges
- 80% of foreign travel emergency costs after $250 deductible for the first 60 days of each trip
Plan I Benefits
- Basic Benefits as described above
- Part A deductible ($1,068 in 2009)
- Skilled nursing care coinsurance for up to 100 days
- 100% of Part B excess charges
- 80% of foreign travel emergency costs after $250 deductible for the first 60 days of each trip
- At-home recovery visits (up to $1,600 a year)
Plan J Benefits
- Basic Benefits as described above
- Part A deductible ($1,068 in 2009)
- Skilled nursing care coinsurance for up to 100 days
- Part B deductible ($135 in 2009)
- 100% of Part B excess charges
- 80% of foreign travel emergency costs after $250 deductible for the first 60 days of each trip
- At-home recovery visits (up to $1,600 a year)
- Preventive medical care (up to $120 a year)
Anthem Blue Cross Blue Shield of Colorado Medicare Supplement Literature
Anthem Medicare Supplement Plans for Colorado Outline of Coverage(159Kb pdf file)
>Anthem Medicare Plan Rates for Plans A, B, F, I & J (70Kb pdf file)
Medicare and You by the US Government(1131Kb pdf file)
Anthem Medicare Application (451Kb pdf file)
Questions? Give us a call at (303) 948-2244 or toll free at (866) 488-1339.. We’re glad to help!
IMPORTANT NOTE FOR APPLICANTS: If you are in the six-month open enrollment period following the date you reach age 65 and enrolling in Medicare Part B you you are in the guarantee enrollment period and you can not be turned down for pre-existing conditions.
When completing the application please feel free to use multiple lines as needed on the health statement section of the form as the more detailed information we provide the better. Also please be sure to include doctor’s names, addresses, phone numbers, etc in that section as requested. If you are disabled and younger that 65 please call us for those rates. Please note the optional consumer Rx discount card is not available if you’ve enrolled in Medicare Part D.
To view the PDF documents listed above you’ll need Adobe Reader which you can get for free at: http://www.adobe.com/products/acrobat/readstep2.html
This plan overview is intended to be a brief outline of coverage. All terms and conditions of coverage, including benefits and exclusions, are contained in the certificate, which shall control in the event of a conflict with this overview. Colorado Health Insurance Brokers and Anthem Blue Cross and Blue Shield are not connected with or endorsed by Medicare or the U.S. Government.
* Best Price Guarantee: Because health insurance rates are filed with and regulated by the Colorado Division of Insurance, you won’t find the plans we sell offered for less anywhere else. If you buy from Colorado Health Insurance Brokers, another agent or directly from the health insurance company, you’ll pay the same monthly premium for the same plan.
