≡ Menu

Guaranteed Lowest Rates on Health Insurance in ColoradoColorado Health Insurance Brokers is the premier resource for personal service, health insurance quotes and side by side benefit comparisons of the most popular individual and family plans from Colorado’s top health insurance companies.

For companies with 2 or more employees, business health insurance is very competitively priced, so work with one of our business health insurance experts to help you find the best plan for your company’s and employees’ needs. Colorado Health Insurance Brokers places business for all of Colorado’s major health insurance carriers and at NO EXTRA Cost whether your company has 2 to 99 employees.

New!  Get quotes on faith-based health sharing ministry plans. These plans are NOT health insurance, but for healthy Coloradans who can no longer afford traditional health insurance, health sharing ministry plans can reward healthy lifestyles with substantially lower monthly costs. Get a health sharing ministry plan quote today!

For your traditional health insurance needs, Colorado Health Insurance Brokers are certified producers of Connect for Health Colorado and our experienced local agents will help you find the ACA compliant health insurance plan that’s right for you.  And there is absolutely no charge or mark up for our services.

Colorado Health Insurance Brokers works with every major health insurance company in Colorado providing you with more local carriers and plan options than e-healthinsurance!

Colorado Health Insurance CompaniesView instant online quotes or fill out a free expert quote recommendation request and Colorado Health Insurance Brokers will personally review plans from Colorado’s top rated health insurance carriers like Anthem Blue Cross Blue Shield, Bright Health, Cigna, Friday Health, Kaiser, Rocky Mountain Health Plans, United Healthcare and more.  We’ll work to help you find the right plan at the guaranteed best price.

Our services are provided at NO COST or mark up to our clients, so Colorado Health Insurance Brokers Saves You Time AND Money!  We can help you during the next open enrollment season or get coverage with a qualifying event during a special enrollment period.

Health Insurance Solutions for Individuals, Families & Small Businesses
It is our personal service and understanding of the Colorado health insurance market that our hundreds of satisfied customers value most. Whether you are a small business owner wanting to set up an employer sponsored group health insurance plan or an individual wanting to get coverage for yourself or your family, we want to learn about your personal situation and your likes and dislikes so we can help you find the exact right plan, as well as any tax subsidies you might be eligible for.

Right Now is a Great Time to Shop and Save
Under the Affordable Care Act (ACA or ObamaCare), health insurers must insure everyone regardless of pre-existing conditions and most Americans are still required by law to have health insurance or be subject to escalating tax penalties.

Customer Satisfaction is Our Number One Priority
Colorado Health Insurance Brokers are independent local brokers which means that making YOU happy is our only objective.  Get an instant quote or allow us to research your options and email you a custom personalized quote, so you can review your health insurance quotes at your convenience. Or give us a call for a free Colorado health insurance quote: (303) 456-7967 or toll free at (800) 416-4481 and ask about our guarantee details.

August 1st, 2019 – Yesterday, Colorado Governor Jared Polis announced that the federal government approved a reinsurance plan that will reduce premiums for individuals who buy their own health insurance. This creative solution was driven forward by Governor Polis and the Colorado Division of Insurance.

Governor Polis said rates will come down during the upcoming 2020 open enrollment period by an average of 18.2%. He said many people will see their rates go down 15 to 20%. On the Western slope where the rates are the highest, they may see their rates come down by 30 to 35%.

This is great news for anyone who buys their own health insurance and particularly so for those whose income is too high for federal tax credits or people who only qualify for smaller tax credits.

Governor Polis added that this reduction in costs should reduce the percentage of uninsured Coloradans, which in turn should also help reduce costs to businesses that provide health insurance for their employees next year.

“For the first time in the history of our state’s health exchange, premiums are dropping. Premiums in the individual market are projected to go down by 18.2 percent on average next year, and as much as 41 percent in some areas of the state, so long as the Federal government approves our bipartisan reinsurance program. Reducing health care costs for Colorado families has been a primary focus of my administration, and today we are seeing the first signs that our hard work is paying off,” said Colorado Governor Jared Polis. “The thousands of dollars people save can go to buying a home, saving for college or retirement, or whatever Coloradans want to do with it. I’m just thrilled to save people thousands of dollars on health care so they have more left to enjoy life. By saving families money and helping more Coloradans gain affordable, quality health care for their families, we can reduce costs across our health care system and continue our state’s strong economic growth.”

Quote from DOI Press Release

The reinsurance plan is funded by $163 million in federal money along with $87 million from Colorado. The money will be used to help pay for major claims to help reduce the burden and costs to health insurance companies. The reduced financial burden to insurers allows them to reduce the rates.

It is expected that the federal reinsurance program should continue for so long as the Affordable Care Act is law. Colorado is one of 8 states with a federally approved reinsurance program.

The Division of Insurance also announced that all the same carriers from 2019 will continue to offer plans in 2020, which is evidence of the continuing stability of Colorado’s individual health insurance market. They also said that Oscar Health will be entering the market in 2020, offering plans in the metro Denver area.