≡ Menu

Guaranteed Lowest Rates on Health Insurance in ColoradoColorado Health Insurance Brokers is the premier resource for personal service, 2017 health insurance quotes and side by side benefit comparisons of the most popular plans from Colorado’s top health insurance companies.

Colorado Health Insurance Brokers are certified producers of Connect for Health Colorado and our experienced local agents will help you find the plan that’s right for you.  And there is absolutely no charge or mark up for our services.

Colorado Health Insurance Brokers works with every major health insurance company in Colorado providing you with more local carriers and plan options than e-healthinsurance!

Colorado Health Insurance CompaniesView instant online quotes or fill out a free expert quote recommendation request and Colorado Health Insurance Brokers will personally review plans from Colorado’s top rated health insurance carriers like Anthem Blue Cross Blue Shield, Cigna, Humana, Kaiser, Rocky Mountain Health Plans, United Healthcare and more.  We’ll work to help you find the right plan at the guaranteed best price.

Our services are provided at NO COST or mark up to our clients, so Colorado Health Insurance Brokers Saves You Time AND Money!  We can help you during the 2017 open enrollment season or get coverage with a qualifying event during a special enrollment period.

Health Insurance Solutions for Individuals, Families & Small Businesses
It is our personal service and understanding of the Colorado health insurance market that our hundreds of satisfied customers value most. Whether you are a small business owner wanting to set up an employer sponsored group health insurance plan or an individual wanting to get coverage for yourself or your family, we want to learn about your personal situation and your likes and dislikes so we can help you find the exact right plan, as well as any tax subsidies you might be eligible for.

Right Now is a Great Time to Shop and Save
Under the Affordable Care Act (ACA or ObamaCare), health insurers must insure everyone regardless of pre-existing conditions and most Americans are still required by law to have health insurance or be subject to escalating tax penalties.

Customer Satisfaction is Our Number One Priority
Colorado Health Insurance Brokers are independent local brokers which means that making YOU happy is our only objective.  Get an instant quote or allow us to research your options and email you a custom personalized quote, so you can review your health insurance quotes at your convenience. Or give us a call for a free Colorado health insurance quote: (303) 456-7967 or toll free at (800) 416-4481 and ask about our guarantee details.

Use the “Share/Save” button below to share on Facebook, Twitter or email this website to a friend.  They’ll appreciate it!

July 17th, 2017 – Last Friday, Colorado’s Insurance Commissioner released the insurance carriers requests for rate increases for 2018. In 2017, we saw rates go up an average of 20%.  In 2018, rates will climb by almost 27%.

The final rates still need to be approved by the Colorado Division of Insurance in late September or October.  It’s worth noting that all the rates in the graphic below are averages and some people in more rural areas are likely to pay more and people in the Front Range are likely to pay less.

While just a few weeks ago the Division of Insurance indicated there will be at least one carrier offering insurance in every county in Colorado in 2018, they indicated that is subject to change if the US Senate passes legislation that further disrupts the market or drag things out much longer.

“They were very concerned,” Marguerite Salazar, Colorado’s insurance commissioner, said of insurance companies. “They didn’t even know if they would continue to have an individual plan. So it’s the instability that’s causing this high increase.”

Insurance companies actuaries are not fond of uncertainty, so if uncertainty lingers too long or if unfavorable legislation passes, then some carriers might still drop out of Colorado’s health insurance market in 2018.  “The insurance companies have indicated to the division that they may be forced to reevaluate their participation in the marketplace if the lack of clarity at the federal level continues,” according to the Division of Insurance’s news release.

For now, it looks like we should have roughly the same number of carriers in Colorado in 2018 as we do this year, although there will be slightly more plans offered off-exchange (carrier direct) than through the Connect for Health Colorado marketplace.

We can only hope for more stability with health insurance carriers and rates, as the system has become increasingly fragile since the advent of the Affordable Care Act.  Neither party’s law or proposed legislation has done nearly enough to address the underlying health care price inflation that consumes nearly 18 cents for every dollar spent in America.

After the Division releases the final approved plans and premiums for 2018 this Fall, it plans to host a public forum to discuss health insurance for 2018.