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Guaranteed Lowest Rates on Health Insurance in ColoradoColorado Health Insurance Brokers is the premier resource for personal service, health insurance quotes and side by side benefit comparisons of the most popular individual and family plans from Colorado’s top health insurance companies.

For companies with 2 or more employees, business health insurance is very competitively priced, so work with one of our business health insurance experts to help you find the best plan for your company’s and employees’ needs. Colorado Health Insurance Brokers places business for all of Colorado’s major health insurance carriers and at NO EXTRA Cost whether your company has 2 to 99 employees.

Colorado Health Insurance Brokers are certified producers of Connect for Health Colorado and our experienced agents can help individuals and families find the ACA compliant health insurance plan that’s right for their individual needs.  And there is absolutely no charge or mark up for our services.

Colorado Health Insurance Brokers works with every major health insurance company in Colorado providing you with more local carriers and plan options than e-healthinsurance!

Colorado Health Insurance Companies 2021View instant online quotes or fill out a free expert quote recommendation request and Colorado Health Insurance Brokers will personally review plans from Colorado’s top rated health insurance carriers like Anthem Blue Cross Blue Shield, Bright Healthcare, Cigna, Friday Health, Kaiser, Oscar, Rocky Mountain Health Plans, United Healthcare and more.  We’ll work to help you find the right plan at the guaranteed best price.

Our services are provided at NO COST or mark up to our clients, so Colorado Health Insurance Brokers Saves You Time AND Money!  We can help you during the next open enrollment season or get coverage with a qualifying event during a special enrollment period.

Health Insurance Solutions for Individuals, Families & Small Businesses
It is our personal service and understanding of the Colorado health insurance market that our hundreds of satisfied customers value most. Whether you are a small business owner wanting to set up an employer sponsored group health insurance plan or an individual wanting to get coverage for yourself or your family, we want to learn about your personal situation and your likes and dislikes so we can help you find the exact right plan, as well as any tax subsidies you might be eligible for.

Right Now is a Great Time to Shop and Save
Under the Affordable Care Act (ACA or ObamaCare), health insurers must insure everyone regardless of pre-existing conditions and most Americans are still required by law to have health insurance or be subject to escalating tax penalties.

Customer Satisfaction is Our Number One Priority
Colorado Health Insurance Brokers are independent local brokers which means that making YOU happy is our only objective.  Get an instant quote or allow us to research your options and email you a custom personalized quote, so you can review your health insurance quotes at your convenience. Or give us a call for a free Colorado health insurance quote: (303) 456-7967 or toll free at (800) 416-4481 and ask about our guarantee details.

November 1st, 2021 – Open enrollment season for individual/family health insurance began today and continues to January 15th, 2022.  While the open enrollment ritual seems familiar, things are different this season.

The pandemic lead to the passage of the American Rescue Plan law last March and the law has a lasting impact on individual and family health insurance that carries over into next year.  Notably, the American Rescue Plan eliminated income caps the previously limited who could get federal tax credits to lower the cost of health insurance.

Long story short, if you made too much to qualify for tax credits in the past, it’s possible you might be eligible for tax credits next year.

Not only did the American Rescue Plan get rid of income caps for tax credits, it also limits the amount that families who buy their own health insurance pay to 8.5% of their household income.  And, there’s more.  The American Rescue Plan also boosted tax credits for lower income Coloradans.

That being said, not everyone will get a tax credit.  Even though the “line in the sand” income caps are gone in 2022, federal tax credits still disappear once you reach a certain income level, relative to your insurance premium costs.  Also, the federal tax credits are not available to people eligible for Health First Colorado, Medicare, people who buy insurance directly from insurance carriers or people who have access to affordable coverage through an employer.

As always, it’s complicated.  Fortunately, Colorado Health Insurance Brokers’ Agents are all certified by the Connect for Health Colorado marketplace and our services are available at absolutely no extra cost to you.  Get a quote and your 2022 federal tax credit estimate for health insurance coverage in Colorado.