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Guaranteed Lowest Rates on Health Insurance in ColoradoColorado Health Insurance Brokers is the premier resource for personal service, health insurance quotes and side by side benefit comparisons of the most popular individual and family plans from Colorado’s top health insurance companies.

For companies with 2 or more employees, business health insurance is very competitively priced, so work with one of our business health insurance experts to help you find the best plan for your company’s and employees’ needs. Colorado Health Insurance Brokers places business for all of Colorado’s major health insurance carriers and at NO EXTRA Cost whether your company has 2 to 99 employees.

Colorado Health Insurance Brokers are certified producers of Connect for Health Colorado and our experienced agents can help individuals and families find the ACA compliant health insurance plan that’s right for their individual needs.  And there is absolutely no charge or mark up for our services.

Colorado Health Insurance Brokers works with every major health insurance company in Colorado providing you with more local carriers and plan options than e-healthinsurance!

Colorado Health Insurance CompaniesView instant online quotes or fill out a free expert quote recommendation request and Colorado Health Insurance Brokers will personally review plans from Colorado’s top rated health insurance carriers like Anthem Blue Cross Blue Shield, Bright Health, Cigna, Friday Health, Kaiser, Oscar, Rocky Mountain Health Plans, United Healthcare and more.  We’ll work to help you find the right plan at the guaranteed best price.

Our services are provided at NO COST or mark up to our clients, so Colorado Health Insurance Brokers Saves You Time AND Money!  We can help you during the next open enrollment season or get coverage with a qualifying event during a special enrollment period.

Health Insurance Solutions for Individuals, Families & Small Businesses
It is our personal service and understanding of the Colorado health insurance market that our hundreds of satisfied customers value most. Whether you are a small business owner wanting to set up an employer sponsored group health insurance plan or an individual wanting to get coverage for yourself or your family, we want to learn about your personal situation and your likes and dislikes so we can help you find the exact right plan, as well as any tax subsidies you might be eligible for.

Right Now is a Great Time to Shop and Save
Under the Affordable Care Act (ACA or ObamaCare), health insurers must insure everyone regardless of pre-existing conditions and most Americans are still required by law to have health insurance or be subject to escalating tax penalties.

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Colorado Health Insurance Brokers are independent local brokers which means that making YOU happy is our only objective.  Get an instant quote or allow us to research your options and email you a custom personalized quote, so you can review your health insurance quotes at your convenience. Or give us a call for a free Colorado health insurance quote: (303) 456-7967 or toll free at (800) 416-4481 and ask about our guarantee details.

$1.9 Trillion COVID Relief Bill Reduces Health Insurance Premiums for Many Coloradans

Updated March 12, 2021 – In the largest change to the Affordable Care Act since it became law in 2010, the American Rescue Plan Act of 2021 expands subsidies for those who get their health insurance through the Connect for Health Colorado marketplace, both in the size of tax credits and by making subsidies available to more people who get their health insurance through Connect for Health Colorado and some who get their health insurance through COBRA.

Yesterday, President Biden signed the American Rescue Plan Act of 2021 into law.

The new law is expected to boost tax credits for lower income Americans, increase Connect for Health Colorado’s income thresholds for federal tax credits and cap the amount that many people pay for health insurance to 8.5% of their income, subject to limitations.

Most people who get tax credits on their Connect for Health Colorado health insurance plans will see their premiums decrease. Some lower income Coloradan’s will even see their premiums drop to zero.

Those who get their health insurance through Connect for Health Colorado, but whose incomes were previously too high for tax credits, could see their insurance premium costs reduced to 8.5% of their income. However, there is a catch. Many higher income Coloradans still will not qualify for tax credits, as the tax credits gradually zero out when area’s benchmark silver premiums no longer cross the 8.5% of income threshold.

The Coronavirus Relief Bill reportedly will also cover the cost of COBRA medical insurance premiums for those who involuntarily lost their jobs. The coverage for their and their covered family members’ premiums is said to be limited to April through September of 2021. It’s worth nothing that the short duration may still tip the scales in favor of keeping marketplace coverage over the free COBRA, if already enrolled. The COBRA subsidies will not apply to those who leave work voluntarily and it remains to be seen how those subsidies will be implemented.

The changes are temporary and will last for two years. The exact timeline of when the subsidies will be phased in remains unclear.

“Connect for Health Colorado will develop an implementation plan for the portions of the law which impact Colorado consumers seeking health insurance through our Exchange. We will share more regarding how Coloradans can obtain the savings outlined in the law in the coming months. The financial help changes are in effect through calendar year 2022. Connect for Health Colorado is the only place where Coloradans can get financial assistance for health insurance.” – Kevin Patterson, CEO of Connect for Health Colorado