According to a study conducted by America’s Health Plans, health insurance carriers are in agreement to support a government mandate that they must accept all customers, regardless of pre-existing conditions, so long as the regulators also require everyone to buy coverage.
This idea should help reduce costs as the individual plan risk pool would dramatically expand and be supported by more healthy people to offset costs for covering people with pre-existing conditions that are likely to have more expensive claims.
President-elect Obama favors a mandatory coverge for children, but has not supported such a mandate for adults in the past.