Any company with an insurance license can provide online quotes today. But even the biggest national companies with agents sitting in call center cubicles simply can not compete with the local expertise and service provided by Colorado Health Insurance Brokers.
We Save You Time. On-exchange, tax credits, off-exchange, PPO, HMO and all the other insurance verbiage is confusing to most people. We’ll explain all the options and help you find the most cost effective coverage that best meets your needs and requirements, saving you time and money.
We only work with clients in Colorado. As a large producer with Colorado’s top health insurance carriers we have regular meetings with local carrier representatives to stay on top of changes in plan designs and underwriting guidelines. This helps us provide superior service to our clients across Colorado.
We Save you Money. Using the Internet to research health insurance options is smart, but buying insurance online without proper guidance can actually cost you more money. Many of the newest and most heavily advertised health insurance products look great on the surface, but sometimes have huge coinsurance out of pocket exposure and caps or exclusions on doctor visits and/or prescription medications.
This can lead to a false sense of security and result in large unexpected medical bills. When it comes to getting health insurance it is imperative that you understand what you are buying, as many of thousands of your dollars are at stake.
It Pays to Understand the Details.Every product has its advantages and limitations and we are happy to explain both sides to you. We provide Colorado Health Plan Descriptions to give you a concise legal explanation of “what is covered when” and we are here to answer your questions and explain the coverage details to you in plain English.
Best Price Guarantee: Because health insurance rates are filed with and regulated by the Colorado Division of Insurance, you won’t find the individual or small group health insurance plans we sell offered for less anywhere else. If you buy from Colorado Health Insurance Brokers, another agent or directly from the health insurance company, you’ll pay the same monthly premium for the same plan.
Colorado Health Insurance Brokers will help you find the right plan that meets your individual needs. Get a free personalized health insurance quote on an individual plan or a free quote on a small business plan today.