October 3rd, 2017 – Open enrollment for 2018 re-opens on November 1st, 2017 and runs through January 12th, 2018. However, to get a January 1st start date on a new policy, enrollments should be completed by December 15th.
2018 will have the same carriers as 2017, although Cigna is ending it’s Vantage plans and most other carriers also have some non-renewing plans. The carriers offering individual plans in 2018 include: Anthem Blue Cross Blue Shield, Bright Health Insurance, Cigna, Denver Health, Friday Health Plans (formerly Colorado Choice), Kaiser and Rocky Mountain HMO.
The rates went up much more than normal in 2018 for all the carriers, they say due to the uncertainty in the political climate for the Affordable Care Act and the government’s funding for Cost Sharing Reductions.
Those eligible for federal tax credits will get government help to offset the rate increases. It’s unclear if the Cost Sharing Reductions will continue to be funded in 2018, so we’ll be carefully watching to see what the federal government does with those.
Colorado Health Insurance Brokers is ready to assist consumers, if they get their insurance directly from carriers or through Connect for Health Colorado and at absolutely no extra cost to consumers.